Hey, thought you all might like something to think about other than crashing world markets.

I am starting to earn a decent amount of discretionary income and am deciding between investing or paying down debt. My only debt is my car and my house.

It seems to me like investing makes more money because a 7 - 10 percent return is probably more net then paying of 5-6 percent interest.

But what gets me with the pay down way is actually owning my stuff. But also if I own my stuff then I would no longer have payments allowing me to invest even more once I've acheived payment of all debt. So intheory I could pick up investing once debt i payed down and make up for the percentage gap lost during debt payoff period.

As you can probably tell I am leaning towards debt payoff but am I foolish to give up the compound interest of investing while chasing a debt free life?